Review of the Continental Life Insurance Company

Have you heard of Continental Life Insurance Company (CLI)? If you haven’t then you need to, because they’re an Aetna Company. Located in Brentwood, Tennessee and founded in 1983, Continental Life has an interesting past. They became a member of the Genworth Company in 2006 and in 2011 they became an official member and subsidiary of the Aetna family. For over 25 years, the Continental Life Insurance Company has been a benchmark for providing excellent insurance products.

Why choose Continental Life? – CLI understands that Medicare Supplemental plans are all created equal. However, it’s each Medigap company’s service and support that sets them apart.

continental life company

Continental Life Insurance company Ratings

Continental Life is financially strong and has been graded from these popular rating agencies:

Continental Life Insurance Company Details

DETAILSRESULTS
A.M. Best Rating:A
Better Business Bureau:A+
Phone:1-800 264-4000
Address:P.O. Box 981106
El Paso, TX 79998-1106
Website:
https://www.aetnaseniorproducts.com

Continental Life Medicare Supplement

Continental Life Medicare Supplement plans help to pay your copays, Coinsurance , deductibles, as well as your other out-of-pocket health care costs. They are a highly recommended Medicare Supplement company.

A Continental Life Medicare Supplement policy offers you the following:

What are the biggest advantages of purchasing a Continental Life Medicare plan?

What Continental Life Medicare Supplement Plans are sold?

Continental Life sells several Medigap plans, including the 3 most popular Medicare Supplement Plans:

*Medigap Plans may vary by state and insurance carrier. Please contact one of our licensed Medicare Supplement agents at (888) 411-1329 to check availability and rates in your area.

Let’s look more closely into the 3 most popular Continental Life Medigap plans and their benefits:

Continental Life Plan F

Continental Life Supplemental Plan F has been the most popular Medigap plan. The reason is because Medigap Plan F provides the most complete coverage when comparing all of the Medigap supplement plans. With Continental Life Plan F, you usually won’t come into a situation where you’ll experience out of pocket spending towards your Medicare Part A or Part B services.

Plan F Overview

Medicare Supplement BenefitsPlan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYes
Medicare Part B coinsurance or Copayment Yes
Blood (first 3 pints) 3Yes
Part A Hospice care coinsurance or copaymentYes
Skilled nursing facility care coinsuranceYes
Part A Deductible Yes
Part B Deductible Yes
Part B Excess charges Yes
Foreign travel emergency (up to plan limits)Yes

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

Medicare

Continental Life Plan G

Continental Life Medicare Supplement Plan G comes in as the 2nd most popular Medigap plan. Continental Life Plan G offers all the coverage benefits of a Plan F except for Medicare’s Part B deductible. You’ll be responsible for paying for your Part B deductible.

Medigap Plan G is great for people who want to save money by simply paying the Part B deductible on their own. Plan G also has a pretty stable rate increase history.

Plan G Overview

Medicare Supplement BenefitsPlan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYes
Medicare Part B coinsurance or copaymentYes
Blood (first 3 pints) 3Yes
Part A hospice care coinsurance or copaymentYes
Skilled nursing facility care coinsuranceYes
Part A deductibleYes
Part B deductibleYes
Part B excess chargesYes
Foreign travel emergency (up to plan limits)Yes

Continental Life medicare supplement rates

How Much Do Continental Life Supplement Insurance Plans Cost?
Prices will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by comparing plans on this page.

Continental Life Plan N

The 3rd most popular plan is Continental Life Medicare Supplement Plan N. However, that doesn’t mean it’s 3rd best. Continental Life Plan N provides excellent value because of it’s lower cost and coverage benefits.

With Medigap Plan N, you’ll receive help with all of your coverage gaps except for the Part B deductible, some copayments when visiting your doctor & emergency rooms, as well as your excess charges.

Applying with Continental Life Insurance Company

To apply and be eligible for Medicare supplement insurance with Continental Life (CLI) or any of the many other top rated Medigap companies you have to be eligible for Medicare. That means you must be currently enrolled or pending enrollment in Original Medicare Parts A and B.

You can get help today by reaching a Medicare expert here at REMEDIGAP by calling us at (888) 411-1329. We’re happy to answer any of your Medicare questions that you have. We’re here to guide you through these next steps that you’ll need to take to secure the absolute best coverage for your budget and health.